News & Articles

Psychology could be one reason why some people are reluctant to invest, even when it fits into their wider financial plan. Managing risk is an important part of life. You check the road before you cross the street, and you might be encouraged to take out home...

In last month’s article, you read about why it’s often more difficult than you expect to identify scams. With the amount of money lost to fraud rising, being aware of common types of scams could mean you’re in a better position to spot the warning signs. According to...

In December 2001, The Lord of the Rings: The Fellowship of the Ring was released in cinemas and wowed audiences with its epic scenes, superb acting, and attention to detail. Director Peter Jackson brought the first of the trilogy to life, staying largely faithful to...

Organising your finances and planning your future are important tasks. Yet, it’s something that many people put off. Procrastination isn’t simply a lack of discipline. It’s often linked to stress, fear of failure, and other psychological factors, and working with a...

Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon Bank (31 July 2025), 1 in 5 savers aged over 65 are passing on cash for this reason. Yet, gifting doesn’t always mean...

Every retirement plan looks different because we all have unique circumstances and aspirations in life. You will have to decide what you want your lifestyle to look like, what your priorities are, and when you want to stop working. For a certain group referred to as...

Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. You might have read in the news or heard that the ISA allowance is being cut or that tax will now apply to cash savings. While there is some truth in these...

Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims. According to a survey from Which? (7 April 2025), 9...

Investing is often as much about emotions as it is about numbers. One emotion that might affect how you invest at times is fear. Learning how fear influences investment decisions and how to master it could support your long-term success. Fear could strike investors in...

Most people will have multiple financial goals they want to achieve. A common challenge is balancing these competing goals and understanding how to use your assets to work towards them. It’s an area that a financial plan could help you with. Over the last few months,...