FAQs
Hopefully you can find the answers to most of your questions here, but if not, contact us, we look forward to hearing from you.
Arrange your discovery meeting now to take the first step towards your financial future.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
Does Envision offer the complete range of financial services I need?
Yes we can – we are not limited in terms of what services and products we are able to offer and implement to create a comprehensive portfolio for you, including financial planning and management, wealth planning, estate planning and retirement planning, although we do not arrange mortgages.
How qualified are you to handle my portfolio?
Principal Advisor, Martin Harvey, is Chartered Financial Planner and a Fellow of the Chartered Insurance Institute.
Chartered status is a symbol of commitment to professional standards. Being Chartered demonstrates to consumers, employers, peers and professional networks that you are at the forefront of your profession and go beyond technical competence to put ongoing professional development, prioritising client centricity and trust at the heart of everything you do.
Fellowship of the CII is regarded as the premier designation for those working in the insurance profession and demonstrates that you have attained the most prestigious level of professional achievement.
Achieving Fellow status involves the completion of a personalised and structured professional development programme.
Demonstrate your ongoing commitment to professional standards and personal development. Whatever your ambitions, membership gives you the opportunity to shape your career the way you want, at your own pace.
As a Chartered professional body of more than a century’s standing, the Chartered Insurance Institute – supported by its Societies – grants Chartered titles to individuals and organisations that meet strict qualifying criteria.
Will I have different financial advisers for different products?
Can you handle just certain aspects of my portfolio, or do I have to have everything with you?
What if I need a service that you don’t specifically offer?
How does your fee structure work?
We have a flexible fee structure that is tailored to your particular circumstances, and is completely transparent so you can always see exactly what is being paid and why. Everything is explained and agreed in advance so that there is no confusion at any point.
Do you charge for initial and/or ongoing meetings?
Our first conversation is at our expense. This will be a discovery meeting to understand what your plans are and if we can help. We will explain how we charge fees for our services within this meeting too.
Do I have advice protection with Envision for Financial Planning?
- The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation fund for customers of authorised financial services firms who are unable to pay claims against them, usually because they have gone out of business. You may be able to claim compensation from the FSCS if we can’t meet our obligations. The amount of compensation available will depend on the type of business and the circumstances of the claim. We can provide more specific information on request, but as a guide:
- Investments – Eligible claims related to most types of investment business are covered for 100% of a claim up to a maximum of £85,000 per person per firm
- Insurance – In the majority of cases, eligible claims related to advising and arranging of protection products are covered for either 90% or 100% of the claim, without any upper limit
- Further information is available from the FSCS at www.fscs.org.uk.